Main Covers

GIG’s personal accident insurance policy provides you with covers to protect your family’s welfare and help maintain their current lifestyle. We offer a range of covers for:

Accidental and Unexpected Death

Caused by violent, sudden, external and visible means.

Permanent Total Disablement

As a result of an accident which entirely prevents the Insured Person(s) from ever again following his/her occupation or any other occupation.

Permanent Partial Disablement

As a result of an accident which prevent the Insured Person(s) from attending to a substantial part of his/her occupation, or any other occupation.

Repatriation Expenses

Transportation of bodily remains of the Insured Person(s) back to the Insured Person’s home country following an accidental death.


  • Worldwide 24/7 Protection for yourself and your family.

  • Individual and family packages

  • No medical examination required

  • Covers financial costs Due to an unexpected incident resulting in injury or loss of life.


GIG offers you many other types of benefits. Please refer to the policy wording under download tab to learn more.

*For full list of covers & benefits, please refer to the terms & conditions.


Essential Plus
Preferred Plus
Benefits - Per Person*
(in OMR)
Loss of Life due to Accident 
10,000 20,000 30,000 40,000
Permanent Total Disablement due to an accident
10,000 20,000 30,000 40,000
Permanent Partial Disablement due to an accident (as per scale)
10,000 20,000 30,000 40,000 
Accident Medical Reimbursement
500 900 1,200 1,650
Repatriation of Mortal Remains expenses reimbursement
900 900 900 900
Annual Premium
(in OMR)
Individual Coverage
35 64 87 98
Family Coverage*
84 153 209 235

*Family coverage: (Individual + Spouse + Dependent Children) covered for 10% of the sum insured each, except for Accident Medical


How to submit your claim

If you would like to submit a claim, our dedicated claims team can help you anytime, anywhere.

Call 800 70 292 and one of our customer service representatives will guide you through your claim .