Health Coverage That Cares for Every Moment
Health insurance in Oman for you and your family, with Local, Regional, and Worldwide plans, 24/7 teleconsultation, and some pre-existing conditions covered.
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Why choose GIG Health Insurance?
Psychiatric treatment covered *
Cover in Oman, your home country and worldwide
24/7 Teleconsultation
Free home medication delivery
Pre-existing conditions covered *
Key benefits of our health insurance plan
Daily medical support
Our team is here to help, from 8AM to 6PM, every day of the week. Reach us on
80072926.
Global emergency medical assistance
24/7 evacuation and repatriation, 365 days a year,
anywhere in the world, with selected plans.
MyGIG mobile application
Digital access
to your healthcare needs, including your policy handbook and provider locator.
International provider network
Hospitals, clinics, pharmacies, radiology and dentists worldwide. Find yours with our
Medical Provider Locator.
Fast and easy claims submission online
Securely and easily submit, track and manage your claims from anywhere
Included Personal accident cover
OMR 2,500 - 15,000 lump sum in case of accidental death, depending on your plan.
Medical Assistance Contact Details
- Oman: 80072926
- International: +97145074000
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Which health insurance plan is right for me?
I need cover in Oman plus one chosen home country.
For: ExpatsExpats with families
What is included in this plan?
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What is included in this plan?
Essential health care close to home.
- Cover in Oman plus your home country
- Yearly limit starting from OMR 25,000
- Personal accident cover starting from OMR 2,500
| Coverage Per member, per year (in OMR) | Local Benefits shown are based on different plan options within each category. |
|---|---|
| Yearly maximum (annual limit) | Starting from OMR 25,000 |
| Outside area of cover (emergency treatment) | No benefit |
| In-patient and daycare treatment | Included |
| Out-patient treatment | Included |
| Per-consultation co-insurance (excess) | Starting from OMR 2.5 |
| Routine dental care | No benefit |
| Normal delivery / medically necessary Caesarean | No benefit |
| Personal accident (accidental death lump sum) | Starting from OMR 2,500 |
| Non-pre-existing chronic conditions | Starting from OMR 500 |
| International Emergency Medical Assistance | No benefit |
I need cover across the GCC and the named wider-region countries.
Most Purchased
For: Regional travel With families across regions
What is included in this plan?
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What is included in this plan?
Extra comfort with wider regional healthcare.
- Cover across the GCC and more countries
- Yearly limit starting from OMR 100,000
- Maternity from OMR 1,500 (12-mo wait)
- Routine dental covering OMR 300
- Personal accident cover starting from OMR 5,000
| Coverage Per member, per year (in OMR) | Regional Mid-tier comprehensive plan with regional reach and richer benefits. |
|---|---|
| Yearly maximum (annual limit) | Starting from OMR 100,000 |
| Outside area of cover (emergency treatment) | Starting from OMR 10,000 |
| In-patient and daycare treatment | Included |
| Out-patient treatment | Included |
| Per-consultation co-insurance (excess) | Starting from OMR 10 |
| Routine dental care | OMR 300 (9 months waiting period ) 20% co-insurance |
| Normal delivery / medically necessary Caesarean | Starting from OMR 1,500 (12-mo wait) |
| Personal accident (accidental death lump sum) | Starting from OMR 5,000 |
| Non-pre-existing chronic conditions | Starting from OMR 1,500 |
| International Emergency Medical Assistance | Included |
I need medical cover anywhere in the world.
For: Premium frequent travellers
What is included in this plan?
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What is included in this plan?
The broadest cover with the highest limits.
- Worldwide cover (some plans exclude the USA)
- Yearly limit starting from OMR 500,000
- Emergency cover abroad from OMR 50,000
| Coverage Per member, per year (in OMR) | Worldwide Premium worldwide coverage for high-net-worth and expatriate customers. |
|---|---|
| Yearly maximum (annual limit) | Starting from OMR 500,000 |
| Outside area of cover (emergency treatment) | Starting from OMR 50,000 |
| In-patient and daycare treatment | Included |
| Out-patient treatment | Included |
| Per-consultation co-insurance (excess) | Starting from OMR 10 |
| Routine dental care | OMR 400 (9 months waiting period) 20% co-insurance |
| Normal delivery / medically necessary Caesarean | Starting from OMR 2,500 (12-mo wait) |
| Personal accident (accidental death lump sum) | Starting from OMR 10,000 |
| Non-pre-existing chronic conditions | Starting from OMR 4,000 |
| International Emergency Medical Assistance | Included |
Benefits shown are based on different plan options within each category. Refer to the Table of Benefits for full details and terms.
| Coverage Per member, per year (in OMR) | Local Benefits shown are based on different plan options within each category. |
|---|---|
| Yearly maximum (annual limit) | Starting from OMR 25,000 |
| Outside area of cover (emergency treatment) | No benefit |
| In-patient and daycare treatment | Included |
| Out-patient treatment | Included |
| Per-consultation co-insurance (excess) | Starting from OMR 2.5 |
| Routine dental care | No benefit |
| Normal delivery / medically necessary Caesarean | No benefit |
| Personal accident (accidental death lump sum) | Starting from OMR 2,500 |
| Non-pre-existing chronic conditions | Starting from OMR 500 |
| International Emergency Medical Assistance | No benefit |
| Coverage Per member, per year (in OMR) | Regional Mid-tier comprehensive plan with regional reach and richer benefits. |
|---|---|
| Yearly maximum (annual limit) | Starting from OMR 100,000 |
| Outside area of cover (emergency treatment) | Starting from OMR 10,000 |
| In-patient and daycare treatment | Included |
| Out-patient treatment | Included |
| Per-consultation co-insurance (excess) | Starting from OMR 10 |
| Routine dental care | OMR 300 (9 months waiting period ) 20% co-insurance |
| Normal delivery / medically necessary Caesarean | Starting from OMR 1,500 (12-mo wait) |
| Personal accident (accidental death lump sum) | Starting from OMR 5,000 |
| Non-pre-existing chronic conditions | Starting from OMR 1,500 |
| International Emergency Medical Assistance | Included |
| Coverage Per member, per year (in OMR) | Worldwide Premium worldwide coverage for high-net-worth and expatriate customers. |
|---|---|
| Yearly maximum (annual limit) | Starting from OMR 500,000 |
| Outside area of cover (emergency treatment) | Starting from OMR 50,000 |
| In-patient and daycare treatment | Included |
| Out-patient treatment | Included |
| Per-consultation co-insurance (excess) | Starting from OMR 10 |
| Routine dental care | OMR 400 (9 months waiting period) 20% co-insurance |
| Normal delivery / medically necessary Caesarean | Starting from OMR 2,500 (12-mo wait) |
| Personal accident (accidental death lump sum) | Starting from OMR 10,000 |
| Non-pre-existing chronic conditions | Starting from OMR 4,000 |
| International Emergency Medical Assistance | Included |
Health Insurance documents
Download terms and conditions with product details.
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Frequently asked questions
What is health insurance?
Health insurance provides you with a safety net against unexpected medical expenses, including costs related to hospitalization, medications, or doctor visits.
Why should I buy health insurance?
Health insurance offers several advantages:
- Budget Planning: You can plan your finances better by knowing your upfront costs at the beginning of the year
- Access negotiated rates for medical expenses
- Benefit from claims management assistance
- Ensure insured individuals receive necessary treatment promptly, aiding in a speedy recovery
What are the factors that affect health insurance premium?
The price can be influenced by various factors, but is primarily based on:
- Choice of plan
- The individual client's profile, including existing or anticipated medical conditions
- Past claims history
What is not covered by health insurance?
Crucial to thoroughly review and comprehend the benefits and exclusions outlined in the plan you choose, as coverage can vary. Typically, treatments that go beyond your plan's benefits are excluded. Services that are not medically necessary, such as cosmetic procedures, fertility investigations & treatments and supplements are also excluded. Conditions related to 'self-harm,' including suicide attempts, hazardous pursuits, experimental treatments and drug or alcohol-related conditions are not covered. Additionally, some plans may require you to disclose pre-existing conditions. Failure to do so may result in the exclusion of these conditions and any related ones. If you have any uncertainties, please provide us with the specifics of your situation and we can offer guidance.
What types of individual products do you provide, and where can I get additional information?
We provide a diverse range of healthcare solutions, and other insurance products like motor, home, travel, personal accident and pleasure craft insurance. Please visit our 'Contact Us ' page to discover the most convenient method for you to reach out to us, allowing us to assist you further.
Your health insurance policy, managed from your phone
With MyGIG, your cover is always within reach:
- Access your digital health card
- Manage claims
- Arrange medication delivery
- Get confidential mental health support
- Connect with our network of doctors and hospitals