Oman Car Insurance
Oman’s most popular Online Car Insurance just got easier to buy
We have built the best Online purchase and claims portal in Oman. And, you get up to 10% off when you purchase.
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Oman Motor Insurance plan benefits
Agency repairs and windscreen replacement in agency up to 5 years
Coverage of the car’s cost as per the original invoice in case of total loss - (no depreciation for 24 months)
GIG kiosk availability 24/7 & different options to pay the insurance premium
Comprehensive cover up to 15 years
Off-road cover 4x4
Your Comprehensive Car Insurance plan covers
The Comprehensive Car Insurance plan from GIG is an all-inclusive package that protects you, your passengers and your vehicle, covering third-party liability and personal damage. In addition to the key benefits highlighted above, enjoy the following:
- Option to repair at agency/dealership or GIG’s approved network of renowned garages with excellent standards.
- Variety of optional covers under the comprehensive plan, set by CMA*.
- Hire a car for seven (7) days in the event of a claim.
GIG Car Insurance Policy types
| Motor Executive | Motor Perfect | Motor Select | Unified Motor Insurance Policy (Comprehensive) | Compulsory Insurance (Third Party Liability) + Fire, Theft, Burglary & MD | Compulsory Insurance (Third Party Liability Only) | ||
|---|---|---|---|---|---|---|---|
| Insurance againts loss and damage | ⠀ | ⠀ | ⠀ | ⠀ | Fire, Theft, Burglary & Malicious damage only | × | |
| Compulsory Insurance - Liability to third party | ⠀ | ⠀ | ⠀ | ⠀ | ⠀ | ⠀ | |
| First aid expenses | ⠀ | ⠀ | ⠀ | ⠀ | ⠀ | ⠀ | |
| Natural Calamities (STF) | ⠀ | ⠀ | ⠀ | ⠀ | Optional | Optional | |
| Personal accident | ⠀ | ⠀ | ⠀ | ⠀ | Optional | Optional | |
| Riot, strikes, civil commotion | ⠀ | ⠀ | × | × | × | × | |
| Family members as third party | ⠀ | ⠀ | × | × | × | × | |
| Loading and unloading | ⠀ | ⠀ | ⠀ | × | × | × | |
| Replacement locks | ⠀ | ⠀ | × | × | × | × | |
| Motor trade and valet parking | ⠀ | ⠀ | × | × | × | × | |
| New for old in first year (Total Loss) | From first registration up to 24 months | From first registration up to 6 months | × | × | × | × | |
| No Depreciation on spare parts (Partial Loss) | From first registration up to 5 years | From first registration up to 2 years | N/A | first year of registration | × | × | |
| Personal belogings | ⠀ | ⠀ | × | × | × | × | × |
| No-claim discount | ⠀ | ⠀ | ⠀ | ⠀ | ⠀ | ⠀ | |
| Windscreen damage excess waiver | ⠀ | ⠀ | Optional | × | × | × | |
| Replacement of Windscreen at Agency only | from first registration up to 5 years | from first registration up to 2 years | N/A | first year of registration | × | × | |
| UAE Cover | ⠀ | ⠀ | Optional | Optional | Optional | Optional | |
| Vehicle towing service without limit for distance | ⠀ | ⠀ | Optional | Optional | × | × | |
| Upgraded Personal Accident Cover | Optional | Optional | Optional | Optional | Optional | Optional | |
| Agency repairs (after first year) | From first registration up to 5 years | From first registration up to 2 years | N/A | First year of registration | × | × | |
| GCC cover | ⠀ | Optional | Optional | Optional | Optional | Optional | |
| Cover for damage to Insured's property outside the vehicle | ⠀ | Optional | Optional | Optional | × | × | |
| Accident and breakdown recovery | ⠀ | ⠀ | ⠀ | Optional | Optional | Optional | |
| Substitute vehicle throughout repair term | Optional | Optional | Optional | Optional | × | × | |
| Cash compesation of OMR per day for vehicle stoppage | Optional | Optional | Optional | Optional | Optional | Not Applicable | |
| Automatic renewal if there is no claim | Optional | Optional | Optional | Optional | Optional | Optional | |
| Without payment of Excess | Optional | Optional | Optional | Optional | Optional | Optional | |
| Off Road cover | ⠀ | ⠀ | Optional | × | × | × | |
| Hire Car Benefit 7 days | ⠀ | Optional | Optional | × | × | × |
Looking for a more affordable option?
Explore the benefits and covers of our Minimum Car Insurance plan!
BUY THIRD PARTY INSURANCE
How to submit your claim
If you encounter any issue and want to submit a claim, our dedicated claims team can help you anytime with our hassle-free claims process, anywhere. Just tell us what happened and we will take it from there.
You can get in touch with us through various touchpoints: Fill out this form or call 80070292 and one of our customer service representatives will guide you through your claim.
