. Main Covers

Main Covers

International access to a wide range of networks of hospitals and clinics

With GIG you get access to different types of medical providers including Hospitals, Clinics, Pharmacies, Radiology, Dentists and many more medical centres across the globe. Visit our website and take a look at the available providers within your network using our Medical Provider Locator. It will provide you with the nearest providers in your area with a map view, as well as doctors’ specialty types and full address details.

Pre-existing and Chronic Health conditions

All Health Perfect plans provide you with a cover for pre-existing conditions from day one of your insurance and with no waiting period* (whether it’s a chronic or a non-chronic medical condition). It’s very important that you fully declare all your medical conditions on the application form.

Cancer Cover

Get covered for major cancer treatments up to a specific limit for pre-existing cases if the illness started before your policy cover, or up to your policy’s maximum annual limit if the illness started and was diagnosed after your policy effective date.



Worldwide emergency medical assistance

Our evacuation and repatriation service are available for you 
24 hours per day, 365 days a year, anywhere in the world. International Emergency Medical Assistance is available on regional and international plans only.

Health screen check-up, alternative medicine & psychiatric treatment

These are benefits included into your insurance cover up to a special limit according to your plan. Please refer to your plan Table of benefits for full information about each benefit.

Dental cover*

This benefit will provide you with routine dental cover such as: consultation, extraction, composite and amalgam fillings, root canal treatment, scaling, bridgework and crowns (at a grade appropriate to restore function only) and the treatment of gum.

Personal accident

This cover is included in your health plan. This benefit provides a lump sum amount ranging from AED 25,000- 150,000 in case of accidental death.

We’ve developed 7 health plans for you to choose from according to your needs and budget. For more information about other covers, please refer to the Product Summary.

*Available on selected health perfect plans


How to submit your claim

We are closer to you than you think. We have a dedicated team to help you with your claim. You can get in touch with us through various touchpoints. Submit, track and manage your reimbursement claims here:

Call 800 70 292 and one of our customer service representatives will guide you through your claim.