Why choose GIG Car Insurance
Repairs victim vehicle in upto 30 days*
Extended exclusive services for roadside assistance
Online claims registration, easy and fast
Agency Repairs for 5 years* & Off-Road Cover*
Oman wide service network
Drive protected with benefits that matter
24/7 Assistance
Round the clock assistance in
Hindi, Urdu, Tagalog, English and Arabic.
Convenience at Your Doorstep
Enjoy
free pick-up
and drop-off services for car servicing, registration, and even airport runs.
Strong Financial Protection
Coverage of the car’s cost
as per the original invoice in case of total loss - (no depreciation upto 6 months)*
Plans That Fit Your Lifestyle
24/7 access to GIG’s digital solutions, a wide range of insurance plans, and
enjoy 10% savings.
More Than Just Insurance
Comprehensive cover
up to 15 years.
Trusted by OMAN Drivers
Agency repairs and windscreen replacement in agency
up to 2 years*
Explore Your Plans
Minimum premium to drive legally in Oman
For: Old cars
Cars with minimal usage
Low value cars
Only with GIG
- Access Exclusive GIG Rewards
Covers
- Covers you, your car and third party in an accident
- All the amounts which the Insured shall become legally liable to pay*
- Insurance Against Natural Disasters*
- Expenses for the treatment of injuries*
- Break Down extended Services
- UAE cover
- GCC Cover
- Personal accident benefit Driver and for passenger
- Off Road Cover
- Repairing your vehicle caused by accident
- Personal belongings cover
| Benefits (in AED) | Third Party |
|---|---|
| GIG exclusive rewards | Up to 500 AED |
| Loss or damage to the insured vehicle | No |
| Third party liability- Bodily injury | |
| Third party property damage | 3.5 Million AED |
| Legal liability extended to include family members as Third Party | |
| Storm, Floods, Riots and Strikes | No |
| Personal injury cover | No |
| Emergency medial expenses | No |
| Personal belongings | No |
| Oman Cover | Optional |
| Off road cover | No |
| Maximum agency repair period | No |
| Guaranteed repairs | No |
| Back to invoice on total loss | No |
| Waiver of excess windscreen damage | No |
| Personal accident cover driver | 200,00 AED |
| Personal accident cover for passenger of third party | 200,00 AED |
| Hire a car benefit | No |
| 24 hour accident and breakdown recovery | No |
| Gcc cover | No |
| Pickup & delivery (Claims Service) |
No |
| Benefits (in AED) | Third Party |
|---|---|
| GIG exclusive rewards | Up to 500 AED |
| Loss or damage to the insured vehicle | No |
| Third party liability- Bodily injury | |
| Third party property damage | 3.5 Million AED |
| Legal liability extended to include family members as Third Party | |
| Storm, Floods, Riots and Strikes | No |
| Personal injury cover | No |
| Emergency medial expenses | No |
| Personal belongings | No |
| Oman Cover | Optional |
| Off road cover | No |
| Maximum agency repair period | No |
| Guaranteed repairs | No |
| Back to invoice on total loss | No |
| Waiver of excess windscreen damage | No |
| Personal accident cover driver | 200,00 AED |
| Personal accident cover for passenger of third party | 200,00 AED |
| Hire a car benefit | No |
| 24 hour accident and breakdown recovery | No |
| Gcc cover | No |
| Pickup & delivery (Claims Service) |
No |
| Benefits (in AED) | Comprehensive -Agency | Comprehensive -GIG Garage | Third Party |
|---|---|---|---|
| Loss or damage to the insured vehicle | No | ||
| Third party liability- Bodily injury | |||
| Third party property damage | 5 Million | 3.5 Million | 3.5 Million |
| Legal liability extended to include family members as Third Party | |||
| Storm, Floods, Riots and Strikes | No | ||
| Personal injury cover | 20,000 AED | 20,000 AED | No |
| Emergency medial expenses | 6,000 AED | 3,500 AED | No |
| Personal belongings | 4,000 AED | 4,000 AED | No |
| Oman Cover | Optional | ||
| Off road cover | No | ||
| Maximum agency repair period | 5 years | Optional up to 5 years | No |
| Guaranteed repairs | No | ||
| Back to invoice on total loss | 24 months from first registration | 6months from first registration | No |
| Waiver of excess windscreen damage | Below 5,000 AED | No | |
| Personal accident - driver | 350,000 AED | 200,000 AED | 200,000 AED |
| Personal accident - passengers | 200,000 AED | 200,000 AED | 200,000 AED |
| Personal accident - passengers | Up to 1,500 AED | Optional up to 7 days | No |
| 24 hour accident and breakdown recovery | No | ||
| 24 hour accident and breakdown recovery | - | - | No |
| Pickup & delivery (Claims Service) | |||
| Claims single point of contact | No | No |
What people say about us?
Frequently asked questions
What is the best car insurance in the UAE for daily drivers and families?
The best car insurance in the UAE depends on your driving needs and lifestyle. GIG Gulf offers comprehensive car insurance that covers accidents, theft, and third-party damages, plus optional add-ons like agency repair and personal accident benefits. Whether you drive in Dubai, Abu Dhabi, or Sharjah, GIG ensures complete protection for your car and peace of mind for your family.Learn more about our car insurance plans.
Third Party documents
Download terms and conditions with product details
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